BANKRUPTCY & CONSUMER PROPOSALS

Bankruptcy doesn't mean no options.

Discharged or still in a consumer proposal — Kyle knows which lenders will work with your file and how to position it for success.

✓ Check My Options — Free 📞 604-825-9676

Can I get a car loan after bankruptcy?

Yes — and it's one of Kyle's most common situations. Post-bankruptcy clients can often qualify for vehicle financing, especially once discharged. The key is knowing which lenders to approach and how to present your file. Kyle does this every week.

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After Bankruptcy

Once you've received your discharge, many lenders are open to working with you. Kyle knows exactly which ones and how to package your file for the best outcome.

✓ Fresh start financing
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Consumer Proposals

Active or discharged — Kyle has lenders who specifically work with consumer proposal situations. You don't have to wait until it's fully completed.

✓ Active proposals welcome

What lenders look for post-bankruptcy:

How long after bankruptcy can I apply?

In many cases, you can apply immediately after discharge. Some lenders will even work with undischarged bankruptcies depending on your overall situation. Kyle will assess your specific case and tell you exactly what's possible.

Will the interest rate be higher?

Typically yes — post-bankruptcy financing often comes with higher rates initially. However, Kyle structures your financing so that consistent payments rebuild your credit, positioning you for refinancing at a better rate in 12–18 months.

Get approved today. No credit impact.

Bad credit, no credit, past declines — Kyle gets you approved. Free consultation, zero obligation.

✓ Check My Options — Free 📞 604-825-9676
✓ Soft check only · ✓ No obligation · ✓ Results within 24hrs