Active or discharged — Kyle knows which lenders work with consumer proposal situations and how to get you approved.
Yes — this is something Kyle handles regularly. Many people assume they need to wait until their consumer proposal is fully discharged, but lenders in Kyle's network are willing to work with active proposals, particularly if your payments are up to date.
If your proposal is active and payments are current, several lenders in Kyle's network will consider your application. Income stability and the amount remaining on your proposal are the key factors.
✓ Active proposals consideredOnce your proposal is discharged, your financing options expand significantly. Kyle can typically get discharged proposal clients approved quickly with multiple lender options.
✓ More options post-dischargeRates for consumer proposal clients are typically higher than standard — but Kyle works to get the best available rate for your situation. With on-time payments, you can often refinance at a better rate within 12–24 months.
Bad credit, no credit, past declines — Kyle gets you approved. Free consultation, zero obligation.